Archive for the ‘home selling’ Category

Condo at Belmon…

February 13, 2012

Condo at Belmonte
513 Pilchuck Path
Everett, WA 98201                                            $135,000.00

Beautiful 3 bedroom Condo with spectacular Cascade Mountain and valley views.  With approximately 1500 sq ft of living space, 2.5 baths, formal living and dining rooms and spacious kitchen with tile counters and stainless appliances.  All rooms are generous size.

Pilchuck Path

Pilchuck Path

Complete with 1 car garage (a truck can fit in this garage) and fenced backyard.

Pilchuck Path

Pilchuck Path

Enjoy the sunrise over the beautiful Cascade Mountains from your Master bedroom, Living room or cozy deck.  Low Low Maintenance fees are approximately $70/mo!

Debbie Atwood Is Making A Splash In Snohomish County!

(425) 750-4970

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Homeowners Fighting Homeowners

July 11, 2011

Homeowners Fighting Homeowners

Debbie Atwood Is Making A Splash In Snohomish County!

I read an article today about Homeowners fighting Homeowner Associations because of Homeowner Dues not being paid. It is an interesting article.

In my area I have seen many Associations place liens on a property which have held up the sale of a property but I have not seen the HOA actually foreclose on the property as this article is talking about.

Although, I know it is possible for them to do this and is probably happening here locally but definitely not to the extent it is apparently happening in the areas noted in this article.

I have received phone calls from Homeowner Associations asking me how they could purchase a Condo Unit that was going to Auction.

I have also seen MANY properties for sale that are bank owned and have a very large assessment due either at the close of the sale or added to the HOA dues among all homeowners in a complex or neighborhood.

I have seen Condo’s for sale that are owned by a bank that have a disclosure noting there is an assessment due at closing in the amount of $30,000.00!   Under the remarks in the listing it states the purchase price does not reflect the HOA assessment due.  In other words – add another $30k to this asking price!  Debbie Atwood Is Making A Splash In Snohomish County!

I have also run across bank owned units where the bank did not disclose a large assessment due.

When working with Sellers that are in a HOA and are attempting a short sale (which is where this problem comes up a lot) we discuss the problem of the Seller not keeping their Homeowner Association Dues  current and that the Seller runs a higher risk of the Association holding up the short sale until the Association is paid what is owed to them by the Seller or Buyer.

When working with Buyers that are looking at a property with a HOA we discuss the importance of checking into the HOA and it’s financial stability.  We can do this by checking for liens on the property and reading through the resale certificate package.  Debbie Atwood Is Making A Splash In Snohomish County!

The article here is a good one for Sellers and Buyers to take note of.  Due diligence is a must anytime you are buying a property or selling a property and in today’s market there is even more reason to be a responsible Buyer and/or Seller.

Debbie Atwood Is Making A Splash In Snohomish County!

(425) 750-4970

Is Your House Stinky?

June 7, 2011

Is your house stinky? 

 

One of the first impressions a potential buyer notices is the house smell.  Good or bad.

Unfortunately, you as the present homeowner may not even notice it. But I can guarantee you any one visiting your home WILL notice it.

 

The worst odors – Pet smells, tobacco smoke, rotting garbage, diaper pail and spoiled milk!

There are all kinds of things that can cause that sour house smell.  Finding the source is  your first action step.  There are also lots of products that can be used to help get rid of the smell but be careful not to think that a quick aerosol spray will take care of the problem.  As soon as the spray has dissipated the smell is back!

 

 

These are a few of the common problems that can be found in a foul smelling house.

 

Smokers – that sticky yellow stuff you may see on your walls and windows….

Pets – we love them but they do have accidents

Mold – can be in the attic, basement, behind the walls, under the carpet etc.

Mildew – can be in the bathroom, windows, window sills, basements etc.

Cooking – what did you have for dinner last night? I bet I could tell you what was in it!

Attics – musty, mold, mildew

Basements – musty, mold, mildew

Crawl space – water, mold, mildew

Carpet and carpet pads – mildew, mold.  Lots of times cleaning carpets can leave the pad wet

Walls and wallpaper – smoke problems, mold

Windows – mildew, mold

Roof – mildew, mold

Furniture – stains from moisture, pets etc

Rotting food?  Check your refrigerator and under beds etc.  Yes, I said under the bed…

 

 

Once you have located the problem area, get rid of it!  Some things can be taken care of by just throwing it out.  Others can be taken care of by simply using soap and water. If soap and water isn’t going to be enough then try some of these other ideas.

 

 

Saturate carpets, furniture fabric or curtains with a product like Fabreze or a household product like baking soda which is a good odor absorber and then vacuum it up in an hour or so.  Don’t rub the area but blot it.  Rubbing will just work the soiled area in deeper and will probably ruin what ever your rubbing on.

 

Vinegar is great for pet odors and is also good to use after you have cooked something like fish for dinner by leaving a bowl of vinegar on the kitchen counter to absorb the smell.

Use baking soda – a couple of tablespoons per 1 cup of water in the microwave for food spatters.  Heat for a few minutes and then wipe it down.

 

Do you have a wood chopping block in the kitchen?  Scrub it down with lemon juice and baking soda.  Rinse and then season it with mineral oil.

 

Bathroom smells – For the toilet use about a cup of vinegar, pour into the bowl and let stand for a few minutes.  Scrub the toilet and flush!  For sinks use about 1/2 cup of bleach and 1/2 cup of water and pour down the drain.  Wait for about an hour and rinse with lots of cold water. Don’t leave wet towels out!

 

Some pets just stink!  Use 1 quart of 3 percent hydrogen peroxide with a 1/4 cup of baking soda and a teaspoon of mild dishwashing liquid.  Rub this through your dog’s fur but be sure to watch the eyes please!  Rinse Rover well.

 

Here is one for your cat box – Empty the litter and use about 1/2 inch of vinegar into the box.  Cover with a very good amount of baking soda.  If you have a school age child they will probably enjoy seeing this mixture bubble!  Top it off with several inches of water and stir it all up.  Let the box soak for a few hours and then drain the liquid and scrub that box out!  Wash with HOT soapy water and let dry.  Use a thin layer of baking soda on the bottom of the box and then refill with your fresh litter.

 

Have a musty smelling closet?  Fill an old sock with a few tablespoons of fresh UNUSED ground coffee and hang in your closet!

 

Commercial products can be expensive so try this sometime – Soak a cotton ball with vanilla or peppermint extract and place in a clean glass jar with holes punched in the lid.

 

Dust your home and don’t forget to clean your vents and ducts!  Dust actually does smell.

 

Check the crawlspace for dead rodents!!

 

Use bleach on walls and wallpaper and vinegar for hardwood floors and linoleum.

 

In some instances you may have to repaint or replace carpets.  You may hire a professional to come in and clean the carpets to help get rid of smoke odor in the carpets.  This is one of the most difficult odors to get rid of!

 

Apply some of these hints and then nose around your home frequently and RE-APPLY when necessary.

 

A first impression should be a smell good impression!

 

 

Autumn Brook 2 Bedroom Ground Floor Unit

November 12, 2010

A desirable 2 bedroom ground floor corner unit with lots of room in the Autumn Brook Complex of Everett.  Check out the video below!  This is not a short sale and is available for a quick close.

 

Play VisualTour

How Healthy Is Your Home Investment?

September 19, 2010

How healthy is your home investment?

Comparative Market Analysis (CMA) is a vital tool for homeowners and I believe the only real tool that provides an up to the minute report  of home prices in your neighborhood.

A CMA compares your house with similar ones on the market in your neighborhood during a specific time period.  This information is combined with the value of any upgrades you may have on your house and will give you anaccurate picture of your home’s market value.

Because the real estate market changes with supply and demand, interest rates, events going on in the world and the economy, a CMA gives you a snapshot of the market at a particular time.

Because of this, I recommend homeowners check their home value every year.

Whether you are buying a home, selling a home or refinancing, a CMA is most important tool you can use in setting the price and the best time to do any of the above.

Other benefits of an annual comparative market analysis?

A CMA can give you a realistic picture of your net worth.

A CMA can give you a realistic picture to provide adequate replacement insurance. You don’t want to find out after the disaster!

Know your tax value. Are tax assessments increasing faster than market values?

What is your estate value? No one wants to leave a grieving family struggling with estate taxes.

What is your equity value?

Know your sales value – Even if you are not thinking of selling – who knows you just might change your mind about selling!

What is the difference?

Comparative Market Analysis (CMA) – is an objective report prepared for you by a real estate professional.  The report lists homes for sale and homes that have recently sold in your neighborhood.  A CMA usually includes location, square footage, number of bedrooms and bathrooms and information such as asking price, sales price and days on the market.  The data should be of homes that are comparable to your home.  This information is essential in determining a selling price.

Appraisal – is a subjective report prepared by a certified appraiser for a fee.  The report gives an analysis of the estimated value of a home and considers square footage, construction, quality, condition, floor plan, landscaping, surrounding community and other factors based on the appraiser’s experience and opinions. An appraisal is required to obtain a new loan or to refinance.

For most homeowners their home is the single largest investment they will ever make.  Shouldn’t you know what your investment is worth today? How healthy is your home investment?

Contact Debbie Atwood for an up to date Comparative Market Analysis.

Debbie Atwood Is Making A Splash In Snohomish County!

Blue Grass Condominium Complex

August 18, 2010

Check out this new home just listed in the Blue Grass Condominium Complex in South Everett. A 2 bedroom unit with 2 assigned parking spaces and a great Clubhouse. The unit is clean and ready for its new homeowners.

2 bedroom 2 bath


Debbie Atwood is “Making A Splash In Snohomish County!”

Marysville Tri-Level

July 27, 2010

Now is the time to check out this beautiful Marysville Tri-Level. A 3 bedroom 2.5 bath home with approximately 1600 sq ft of living space. The home sits on a large nearly .25 acre residential lot!

Check out the Tour here

To see more available properties go to

www.debbieatwood.com

Sellers! Make Your Price Adjustments And Get In The Game

October 27, 2009

PH00397

One of the most difficult things in my business today is to explain to my seller client the fact that our home values have fallen and unfortunately their home may not be worth what it used to be worth. I can go to my listing appointment with information in hand; facts from the MLS that show the recent sales of homes that are comparable to their home. It’s not an easy pill to swallow for anyone when looking at the facts. Let’s face it – our American Dollar isn’t worth what it USED to be worth either!

PH00365

Let’s look at the Closed Residential Sales in the Everett area

In September of 2008 the average sales price was $375,000.
In September of 2009 the average sales price was $321,024
In September of 2008 the Median sales price was $349,500
In September of 2009 the Median sales price was $302,150
In September of 2008 the Average Days on market was 79 days
In September of 2009 the Average Days on market was 91 days

We can look at the picture and think doom and gloom but what we fail to see is the positive side which is this:
In September of 2008 there were 133 homes sold/closed
In September of 2009 there were 166 homes sold/closed.

Check out this link to see the average interest rates for September 2008 and 2009.
money house
Remember that our market as always goes in cycles. Sellers need to determine if now is the time to sell and if it is then they need to get in the game and price their homes competitively at today’s market prices. It isn’t going to do the seller any good to over- price the home (2008 prices) in today’s market and have it sit there not even looked at by market savvy buyers. Interest rates ARE low and homes ARE selling when priced correctly. Banks ARE giving loans and homes ARE closing.
The hard truth is: If you as the seller, cannot afford to sell at today’s market prices – then you shouldn’t.

How Many Pairs Of Shoes Do You Own?

October 24, 2009

PH00650
Did you know that in the 1950’s the average woman in the U.S. had four pairs of shoes and today, it’s thirteen pairs? In 1970, the average size of a home was 1,400 sq ft. Today, it’s 2340 sq. ft. So, if more space and more clutter go hand in hand, even with that additional space, how can you get clutter under control?

Check out the following Tips

Pretend that you are moving. PH00487
It’s time to pare down. If you had to move, would you take it with you? Do you really need three hair dryers? Or what about all of those books; do you really need to keep all of them? Donate what you don’t need.

Keep only what you love.
Ask yourself, do you really have to keep it? If not, go ahead and get rid of it. Put more focus on using the things that bring you happiness.

The benefits of less.
Less stuff equals more time. With less stuff, there’s less to clean, organize and dust. With less stuff, your house looks uncluttered and cleaner. Let this motivate you.

Learn to love containers.
PH00685
Containers instantly add order to chaos, and are the secret weapon of organizers everywhere. Put all the kids’ shoes in a tub, the newspapers in a bucket, fingernail polish in a basket, and so on.

Everything in its place.
Yes, this is something your mother always said, but she was right. When everything has a place on a shelf, in a cabinet or in a bin, you’ll avoid counter clutter and junk-filled drawers. PH00646

Remember the two-year rule.
If you haven’t used something for two years, chances are you won’t use it again. This particularly applies to clothes.

Don’t get buried under sentimentality.
Sure, it’s nice to keep possessions you cherish, but do you really need your high school prom dress? If you are keeping your wedding dress, have it professionally boxed at a dry cleaners and put it in storage. And your childrens collection of stuffed animals? Keep one to pass on to the next generation, then donate the rest.

One in and one out.
If something new comes in the house, something old has to go out. This rule is pivotal to maintaining the simple, clutter-free existence you’ve worked so hard to achieve.

Maximize your storage.
There are all sorts of helpful items these days that help you make the most of small spaces. Ottomans with removable tops are the perfect place to store toys, board games or extra bedding. And under-bed baskets are great for storing large or awkward items.

Organize by bits.
It’s going to take awhile to go through your entire house – after all, it may have taken you up to twenty years to acquire all of your current clutter – so be easy on yourself and try not to attempt too much in one sitting. Start with one closet and give yourself a six hour limit.

What to do with your stuff

Donate to charity

justgive.org
goodwill.org

Sell it online

ebay.com
i-soldit.com
craigslist.org

Controlling The Paper Chase
If stacks of paper are overwhelming your kitchen counters, desktop and tabletops, here are a few quick ways to get them under control:
Have your recycle bin ready. When you bring in the mail, toss out the junk mail right away.

Read and route. When paperwork enters the house, read it and route it to the other appropriate family members.

Create in-baskets for everyone. Every family member gets one for signed permission slips, phone messages, bills, etc.

Keep a communal calendar. Post everyones schedule on one calendar, and keep all schedules and invites in a binder for backup.

Take bill paying online. You can receive and pay your bills on the Internet for a happy, paperless existence.

Make Yourself At Home.

Just moving in? Making yourself at home in your new surroundings is about more than unpacking. Below are a couple of organizational tips you can follow to make your new house your home.

Closet organizers. Before you put anything in your closets, if you have it in your budget, upgrade your closet systems.

Get a great garage. Once most people settle into their homes, its commonplace for their garages to become the catch-all storage area for anything and everything. Take the opportunity to establish a storage system in your garage right away, and in six months, you still might be able to park your car in there!

Safety first. Locate the closest police and fire stations as well as hospitals. Post emergency phone numbers near the phone. Make sure smoke alarms are installed and working. Is there a fire extinguisher? If not, purchase one and store it in an easily-accessed area.

You Have To Sell Your House To Me – You Have No Rights

October 14, 2009

cut money

I received an offer on a short sale listing for a client of mine. My client, the homeowner, purchased this property 8 years ago. At our listing appointment he and his wife gave me a tour of the home, showing me all the upgrades they had put into the home over the years. They had pulled out the family photo album sitting in the drawer of the china hutch to show me pictures of his retirement party they had celebrated in the backyard 3 years ago. The home is beautiful and it is apparent the love and care they have put into the home. This wasn’t just a house to these people, it was a home. As we leafed through the album there were pictures of annual Christmas get-togethers, Thanksgiving dinners and many other happy memories with family and friends that had taken place in this home. As he closed the album with shaky hands he raised his reading glasses to his forehead. He looked at me and explained the day that had changed his and his wife’s lives.
Past Due
The shaky hands were pretty much a constant through my visit with my clients but it wasn’t because of nervousness or anything you might think. He had been diagnosed with an illness soon after his retirement and now was in the failing stages of his life. Through the course of his medical care, insurance covered some but not all of his expenses. They had taken a second mortgage to help pay the remainder costs. They both had taken retiree type jobs to make ends meet in the past 2 years and now that his medical condition has worsened he’s not able to continue with the job. His wife still goes to work in the evenings and their daughter comes over during the day to help care for him. Behind on mortgage payments and unable to qualify for a loan modification the time has come to try to sell the home in a last effort to avoid foreclosure.

The home is aggressively priced for a short sale and after about 3 weeks an offer has come in. An unrealistic offer in my homeowners opinion. When asked for my opinion, I concur. My client counters the buyers offer and the exchange of opinions begin!

Since the time the short sale market has begun it has been a common misconception of many buyers and their agents and brokers that a seller does not have the right to NOT accept a buyers offer – no matter what that offer is! I received a phone call from the buyers agent and then another call from the agents broker informing me that my sellers by law had to present this buyers offer to the bank and that only the bank could decide if they would accept this offer. The agents broker decided it would be a good idea for his agent to call the bank and let the bank know that the seller was not presenting their offer.
Bank
I’m sure you can imagine how this made my homeowners feel. The key word in that last sentence being HOMEOWNERS. I can tell you that yes, this agent did call the bank and no, the bank would not even speak to the agent or the buyer, who also decided to call the bank.

So what is a short sale? question-mark

The borrower/homeowner has run into financial difficulties or a hardship. They are unable to make their mortgage payments and are facing a foreclosure in the near future. They still own their home at this point. They have in most cases defaulted on their mortgage payments and are unable to sell their property for the amount owed on their mortgage. They owe more than the current market will bear. In this case a borrower will list their home for sale at present market value and submit that offer to their lien holder and propose a short sale. The lien holder at that time will review the offer, the current market values in the area of the property along with other financial information and the borrowers hardship circumstances to determine if the they will accept the lower payoff of the mortgage. The lien holder, knowing that there is a high probability that they will be foreclosing on the property will determine if a short sale is in their best interest versus a foreclosure which in most cases will be more costly for the lien holder. Once the house has been foreclosed on – the lien holder is the seller. During a short sale – the borrower is the seller.

The concept of what a short sale is, is pretty simple. The actual process of a short sale is not so simple. You can learn more about short sales at Debbie Atwood Is Making A Splash In Snohomish County!


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